Legal Information
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by the copyright laws of other countries and jurisdictions as well.
Privacy Statement
Website Terms and Conditions of Use
Please read the following terms and conditions carefully. By using this website
and its related services, you acknowledge that you have read the terms and conditions
and that you accept and will be bound by them, as modified by Premium Credit from
time to time, as posted on this website. If you do not agree to the terms and conditions
of use, you may not use this website.
Legal name and address
Premium Credit Limited, Registered Office: Ermyn House, Ermyn Way, Leatherhead, Surrey, KT22 8UX.
Registered in England number 2015200. Our telephone number is 0330 123 9720 . For
the purpose of these terms and conditions of use, references to Premium Credit shall
include any holding company and any subsidiary within Bank of America Corporation
in addition to any of its directors, or personnel.
Copyright, Designs & Patents Act 1988
All information on this website is protected by copyright in the United Kingdom
and in other countries. Unless otherwise specified (see the Limited Disclaimer of
Copyright below), no one has permission to copy, display, distribute, or republish
in any form, or store by electronic means any part of the information found on this
website without the written permission of Premium Credit, except in accordance with
the Copyright, Designs & Patents Act 1988.
The posting of information or other materials to this website does not constitute
a waiver of any proprietary right in such information and materials (such as, but
not limited to, copyrights, trademarks, trade names or other intellectual property)
and does not transfer any rights to a user on the website or any other third party,
except as expressly provided herein.
Limited disclaimer of copyright
Anyone may view the information (and incidentally create an electronic copy of the
information) available from this website for information purposes only. No part
of the information on this website can be otherwise redistributed, copied or reproduced
in any form without the prior written consent of Premium Credit.
Premium Credit makes no representation as to the accuracy, timeliness, or completeness
of the website materials. Premium Credit periodically amends, changes, adds, deletes,
updates or alters the information, including, without limitation, the terms and
conditions of use at the website, without notice. Further, Premium Credit assumes
no responsibility for any errors or omissions in the content of the website. Premium
Credit specifically disclaims any duty to update the information on the website.
Reference to Premium Credit, and its services and products are provided without
warranty of any kind, either expressed or implied. Under no circumstances shall
Premium Credit or any other party involved in the creation, production or delivery
of the information at this website be liable for any special, incidental, indirect
or consequential damages of any kind, or any damages whatsoever resulting from loss
of use, computer virus or system failure, data or profits, whether or not advised
of the possibility of damages, and on any theory of liability, arising out of or
in connection with the use or performance of this website (or the information or
services provided at this website) or any website related to any third party, or
users' inability to use the information or materials contained in the website (on
any other website). Under no circumstances shall Premium Credit's liability to users
for all damages, losses and causes of action (whether in contract, tort, including,
but not limited to, negligence or otherwise) exceed the amount, if any, paid by
users to Premium Credit for accessing the website. You should consult your own legal
advisers regarding the applicability of your own domestic legislation regarding
limitations on liability.
Typographical errors
This website could include technical inaccuracies or typographical errors.
Indemnification by user
You agree to indemnify, defend and hold Premium Credit harmless from any liability,
loss, claim and expense, including legal fees related to your violation of these
terms and conditions or unauthorised use of the services and information provided
at this website.
Viruses
Premium Credit accepts no responsibility for any damage caused by viruses contained
within the electronic files at this website.
Links to other websites
If this website contains links to other websites, Premium Credit is not responsible
for the content, accuracy or opinions expressed in such websites, and such websites
are not investigated, monitored or checked for accuracy or completeness by Premium
Credit. Inclusion of any linked website does not imply approval or endorsement of
the linked website by Premium Credit.
Submission of information
All information transmitted, or otherwise submitted to Premium Credit, via this
website shall only be used by Premium Credit to the extent permitted by applicable
legislation, specifically data protection legislation in the United Kingdom and
Ireland.
General
These terms and conditions will be governed by and construed in accordance with
the applicable laws of the United Kingdom (in respect of users residing in the United
Kingdom) and the applicable laws of the Republic of Ireland (in respect of users
residing in the Republic of Ireland) without regard to conflict of law principles,
and you agree that all legal proceedings relating to the matters herein shall be
adjudicated solely in the courts of either the United Kingdom or, where relevant,
the Republic of Ireland. You consent to extra–territorial service of process and
submit to the jurisdiction of the said courts.
If any portion of these terms and conditions is found to be illegal or unenforceable,
it shall be deemed to be severable from and shall not affect the remaining provisions.
Any waiver of any provisions contained in these terms and conditions by Premium
Credit shall not be deemed to be a waiver of that right or any other right, term
or provision of these terms and conditions.